PRIVACY

Privacy Policy

Last updated: 9 September 2026

The Pocket Umbrella is designed to provide simple tools for exploring household financial scenarios while collecting as little personal information as reasonably necessary.

This Privacy Policy explains how information may be handled when you use this website and its tools.

Calculator inputs

Where stated on a tool, the information you enter into that calculator is processed within your browser and is not sent to The Pocket Umbrella for calculation or stored by us on our servers.

This applies to the current One-Income Stress Test.

If the way a tool processes or stores information changes in the future, the relevant information provided with that tool and this Privacy Policy will be updated where appropriate.

Information collected automatically

Like most websites, some technical information may be collected automatically when you visit The Pocket Umbrella.

This may include information such as your IP address, browser or device type, pages visited, referring website, and the date and time of your visit.

Some of this information may be processed by our website hosting and technical service providers for purposes such as operating the website, maintaining security, troubleshooting technical problems and preventing abuse.

Cookies and similar technologies

The Pocket Umbrella may use cookies or similar technologies that are necessary for the website to function properly.

If analytics, advertising or other non-essential technologies are introduced in the future, this Privacy Policy will be updated where appropriate, and any consent mechanisms required by applicable law will be implemented.

Third-party services

The Pocket Umbrella relies on third-party service providers for services such as website hosting and technical infrastructure.

These providers may process limited technical information as necessary to provide, secure and maintain their services.

If additional third-party services such as analytics, advertising or affiliate platforms are introduced, relevant information about their use may be added to this Privacy Policy.

Embedded content from other websites

Pages on The Pocket Umbrella may include embedded content, such as videos, images or other media from third-party websites.

Embedded content may behave in the same way as if you visited the third-party website directly. Those third parties may collect information, use cookies or similar technologies, or track your interaction with the embedded content in accordance with their own privacy policies.

Links to other websites

The Pocket Umbrella may contain links to third-party websites.

We are not responsible for the privacy practices or content of those websites. You should review the privacy policies of those websites where appropriate.

Changes to this Privacy Policy

This Privacy Policy may be updated as The Pocket Umbrella develops, new tools or features are introduced, or the way the website handles information changes.

The Last updated date at the top of this page will be revised when material changes are made.