ABOUT
About The Pocket Umbrella
The Pocket Umbrella is a collection of simple tools for thinking more clearly about financial resilience.
Life doesn’t always go according to plan. Income can change. Expenses can rise. A career break can happen, and savings can suddenly matter more than expected.
These tools won’t predict the future or tell you what to do. They’re built to make useful scenarios easier to understand — with clear assumptions, transparent calculations, and no pretending that one number can capture your whole situation.
The Pocket Umbrella starts with the One-Income Stress Test, with more tools planned over time.
