/* WordPress-scoped adaptation; calculator-4.css remains the local preview stylesheet. */
.hrt-calculator-4[data-c4-planner]{--ink:#0F2D4A;--muted:#475569;--paper:#F8FAFC;--line:#E5E7EB;--teal:#14B8A6;--yellow:#FBBF24;--error:#a32b2b;--focus:#0F2D4A}
.hrt-calculator-4[data-c4-planner] *{box-sizing:border-box}
.hrt-calculator-4[data-c4-planner]{margin:0;background:var(--paper);color:var(--ink);font:16px/1.5 -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif}
.hrt-calculator-4[data-c4-planner] button,.hrt-calculator-4[data-c4-planner] input,.hrt-calculator-4[data-c4-planner] select{font:inherit}
.hrt-calculator-4[data-c4-planner] button,.hrt-calculator-4[data-c4-planner] summary,.hrt-calculator-4[data-c4-planner] select{cursor:pointer}
.hrt-calculator-4[data-c4-planner] button,.hrt-calculator-4[data-c4-planner] input,.hrt-calculator-4[data-c4-planner] select{max-width:100%;min-height:48px}
.hrt-calculator-4[data-c4-planner] input,.hrt-calculator-4[data-c4-planner] select{width:100%;padding:10px;border:1px solid #64748B;background:#fff;color:var(--ink);border-radius:8px}
.hrt-calculator-4[data-c4-planner] input[type=checkbox]{width:24px;min-height:24px;margin:10px}
.hrt-calculator-4[data-c4-planner] button{padding:10px 17px;border:1px solid #64748B;background:#fff;color:var(--ink);border-radius:9px;font-weight:650;white-space:normal}
.hrt-calculator-4[data-c4-planner] .primary{background:var(--ink);color:white;border-color:var(--ink)}
.hrt-calculator-4[data-c4-planner] :focus-visible{outline:3px solid var(--focus);outline-offset:3px}

.hrt-calculator-4[data-c4-planner] a{color:#0F2D4A}
.hrt-calculator-4[data-c4-planner] .skip-link{position:absolute;top:8px;left:-10000px;padding:12px;background:#fff}
.hrt-calculator-4[data-c4-planner] .skip-link:focus{left:8px;z-index:2}
.hrt-calculator-4[data-c4-planner] .shell{width:min(100% - 32px,980px);margin-inline:auto;min-width:0}
.hrt-calculator-4[data-c4-planner] header{display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px;border-bottom:1px solid var(--line);padding:20px 0}
.hrt-calculator-4[data-c4-planner] .brand{font-weight:750}
.hrt-calculator-4[data-c4-planner] [data-c4-public]{padding:36px 0 72px}
.hrt-calculator-4[data-c4-planner] h1,.hrt-calculator-4[data-c4-planner] h2,.hrt-calculator-4[data-c4-planner] h3,.hrt-calculator-4[data-c4-planner] h4,.hrt-calculator-4[data-c4-planner] p{margin-top:0}
.hrt-calculator-4[data-c4-planner] h1{font-size:clamp(2.2rem,6vw,4rem);line-height:1.06;letter-spacing:-.05em;max-width:760px;margin-bottom:20px}
.hrt-calculator-4[data-c4-planner] h2{font-size:clamp(24px,3vw,28px);line-height:1.25;letter-spacing:normal}
.hrt-calculator-4[data-c4-planner] h3{font-size:1.22rem;margin-top:26px}
.hrt-calculator-4[data-c4-planner] h4{font-size:1rem}
.hrt-calculator-4[data-c4-planner] p{max-width:72ch}
.hrt-calculator-4[data-c4-planner] .lead{font-size:1.13rem;color:var(--muted);max-width:670px}
.hrt-calculator-4[data-c4-planner] .muted,.hrt-calculator-4[data-c4-planner] small{color:var(--muted);font-size:.88rem}
.hrt-calculator-4[data-c4-planner] .eyebrow{text-transform:uppercase;letter-spacing:.12em;color:var(--teal);font-size:.75rem;font-weight:750}
.hrt-calculator-4[data-c4-planner] .progress{display:flex;gap:5px;list-style:none;padding:0;margin:32px 0 20px}
.hrt-calculator-4[data-c4-planner] .progress li{flex:1;height:5px;border-radius:5px;background:var(--line)}
.hrt-calculator-4[data-c4-planner] .progress .reached{background:var(--teal)}
.hrt-calculator-4[data-c4-planner] .progress [aria-current]{background:var(--yellow)}
.hrt-calculator-4[data-c4-planner] .flow{padding:clamp(18px,4vw,32px);background:white;border:1px solid var(--line);border-radius:16px}
.hrt-calculator-4[data-c4-planner] .field{display:grid;gap:6px;min-width:0;margin:16px 0}
.hrt-calculator-4[data-c4-planner] label{font-size:.9rem;font-weight:650}
.hrt-calculator-4[data-c4-planner] .field-error,.hrt-calculator-4[data-c4-planner] #c4-errors{color:var(--error)}
.hrt-calculator-4[data-c4-planner] .field-error:empty{display:none}
.hrt-calculator-4[data-c4-planner] .form-grid{display:grid;grid-template-columns:1fr;gap:0 24px}
.hrt-calculator-4[data-c4-planner] fieldset{min-width:0;border:0;border-top:1px solid var(--line);padding:24px 0;margin:24px 0}
.hrt-calculator-4[data-c4-planner] legend{font-weight:750;padding:0 10px 0 0}
.hrt-calculator-4[data-c4-planner] .schedule{border-left:3px solid var(--line);padding:0 0 20px 18px;margin:20px 0}
.hrt-calculator-4[data-c4-planner] details{margin:24px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:12px 0}
.hrt-calculator-4[data-c4-planner] summary{min-height:48px;padding:12px 0;font-weight:700}
.hrt-calculator-4[data-c4-planner] .actions{display:flex;flex-wrap:wrap;gap:12px;margin:24px 0}
.hrt-calculator-4[data-c4-planner] .metric{padding:14px 0;border-bottom:1px solid var(--line);min-width:0}
.hrt-calculator-4[data-c4-planner] dl{margin:0}
.hrt-calculator-4[data-c4-planner] .metric dt{color:var(--muted);font-size:.88rem;margin-bottom:6px}
.hrt-calculator-4[data-c4-planner] .metric dd{margin:0;font-size:1.1rem;font-weight:650;font-variant-numeric:tabular-nums;overflow-wrap:anywhere}
.hrt-calculator-4[data-c4-planner] .review .metric{padding:18px 0}
.hrt-calculator-4[data-c4-planner] .answer{border-top:1px solid var(--line);padding:28px 0}
.hrt-calculator-4[data-c4-planner] .boundary,.hrt-calculator-4[data-c4-planner] .qualification{border-left:4px solid #FBBF24;background:#F8FAFC;padding:14px 16px}
.hrt-calculator-4[data-c4-planner] .scenario{border-top:2px solid var(--teal);padding-top:32px;margin-top:40px}
.hrt-calculator-4[data-c4-planner] .comparison-row{padding:16px 0}
.hrt-calculator-4[data-c4-planner] .comparison-row dl{display:grid;grid-template-columns:1fr;gap:12px}
.hrt-calculator-4[data-c4-planner] .partial{padding:22px 0;border-top:1px solid var(--line)}
.hrt-calculator-4[data-c4-planner] .table-scroll{max-width:100%;overflow-x:auto;padding-bottom:12px}
.hrt-calculator-4[data-c4-planner] table{border-collapse:collapse;min-width:740px;width:100%;font-size:.9rem;text-align:left}
.hrt-calculator-4[data-c4-planner] caption{text-align:left;font-weight:700;padding:12px 0}
.hrt-calculator-4[data-c4-planner] th,.hrt-calculator-4[data-c4-planner] td{vertical-align:top;border-bottom:1px solid var(--line);padding:12px;white-space:normal}
.hrt-calculator-4[data-c4-planner] th{font-weight:650}
.hrt-calculator-4[data-c4-planner] .sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.hrt-calculator-4[data-c4-planner] p,.hrt-calculator-4[data-c4-planner] li,.hrt-calculator-4[data-c4-planner] h1,.hrt-calculator-4[data-c4-planner] h2,.hrt-calculator-4[data-c4-planner] h3,.hrt-calculator-4[data-c4-planner] h4,.hrt-calculator-4[data-c4-planner] label{overflow-wrap:anywhere}
.hrt-calculator-4[data-c4-planner] .review-tools{background:#F8FAFC;padding:16px;border:1px solid var(--line);margin-top:20px}
.hrt-calculator-4[data-c4-planner] .review-tools select{margin:8px 0}
.hrt-calculator-4[data-c4-planner] .review-tools p{font-size:.85rem;margin-bottom:0}
.hrt-calculator-4[data-c4-planner] [data-c4-mortgage-journey]:empty{display:none}
@media(min-width:700px){.hrt-calculator-4[data-c4-planner] .form-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
.hrt-calculator-4[data-c4-planner] .comparison-row dl{grid-template-columns:repeat(3,minmax(0,1fr))}
.hrt-calculator-4[data-c4-planner] .review{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 30px}}
@media(prefers-reduced-motion:reduce){.hrt-calculator-4[data-c4-planner] *{scroll-behavior:auto!important;transition:none!important}}
.hrt-calculator-4[data-c4-planner] input,.hrt-calculator-4[data-c4-planner] select{min-width:0;height:48px;line-height:1.5}
.hrt-calculator-4[data-c4-planner] input[type=checkbox]{height:24px;accent-color:var(--teal)}
.hrt-calculator-4[data-c4-planner] .field{align-content:start}
.hrt-calculator-4[data-c4-planner] .form-grid>.date-field{grid-column:1/-1}
.hrt-calculator-4[data-c4-planner] .field-label{font-size:.9rem;font-weight:650;overflow-wrap:anywhere}
.hrt-calculator-4[data-c4-planner] .month-year{display:grid;grid-template-columns:minmax(0,1.4fr) minmax(0,1fr);gap:12px;min-width:0}
.hrt-calculator-4[data-c4-planner] .month-year>div{min-width:0}
.hrt-calculator-4[data-c4-planner] .month-year label{display:block;font-size:.85rem;font-weight:400;margin-bottom:6px}
.hrt-calculator-4[data-c4-planner] select{padding-right:30px}
.hrt-calculator-4[data-c4-planner] [aria-invalid="true"]{border:2px solid var(--error)}
.hrt-calculator-4[data-c4-planner] [data-c4-dependent]:empty{display:none}
.hrt-calculator-4[data-c4-planner] [data-c4-retained]{margin:16px 0;padding:14px 16px;border:1px solid var(--line);border-radius:8px;background:#F8FAFC}
.hrt-calculator-4[data-c4-planner] [data-c4-retained]>h2{font-size:1.05rem;line-height:1.4;letter-spacing:normal;margin-bottom:6px}
.hrt-calculator-4[data-c4-planner] [data-c4-retained]>p{font-size:.88rem;margin-bottom:6px}
.hrt-calculator-4[data-c4-planner] [data-c4-retained]>details{margin:0;border:0;padding:0}
.hrt-calculator-4[data-c4-planner] .c4-orientation{padding:24px;background:#fff;border:1px solid var(--line);border-radius:16px}
.hrt-calculator-4[data-c4-planner] .c4-orientation-finding{font-size:1.1rem}
.hrt-calculator-4[data-c4-planner] .c4-orientation>section+section{margin-top:24px;padding-top:4px;border-top:1px solid var(--line)}
.hrt-calculator-4[data-c4-planner] .c4-orientation h4{margin-top:20px;margin-bottom:10px}
.hrt-calculator-4[data-c4-planner] .c4-payment-split{display:flex;flex-wrap:wrap;gap:0 24px}
.hrt-calculator-4[data-c4-planner] .c4-payment-split>.metric{flex:1 1 170px}
.hrt-calculator-4[data-c4-planner] .c4-owner-split{font-size:.9rem}
.hrt-calculator-4[data-c4-planner] .c4-orientation [data-c4-orientation-following]{margin-top:20px;padding-left:16px;border-left:3px solid var(--teal)}
.hrt-calculator-4[data-c4-planner]{box-sizing:border-box;min-width:0;width:100%;max-width:980px;margin-inline:auto}

/* C6.8 remediation: compact, dated household answers and progressive detail. */
.hrt-calculator-4[data-c4-planner] [data-c4-public]{padding-top:16px}
.hrt-calculator-4[data-c4-planner] .progress{margin-top:16px}
.hrt-calculator-4[data-c4-planner] .flow{background:#fff}
.hrt-calculator-4[data-c4-planner] .field>small:empty{display:none}
.hrt-calculator-4[data-c4-planner] input[data-field$=".oa.unrestricted"]{background:#fff;border-left:4px solid var(--teal)}
.hrt-calculator-4[data-c4-planner] input[data-field$=".monthlyInflow"]{background:#fff;border-left:4px solid #FBBF24}
.hrt-calculator-4[data-c4-planner] .c4-result-nav,.hrt-calculator-4[data-c4-planner] .c4-context{display:flex;flex-wrap:wrap;gap:8px;margin:16px 0}
.hrt-calculator-4[data-c4-planner] .c4-result-nav a{display:inline-flex;align-items:center;min-height:48px;padding:8px 14px;border:1px solid var(--line);border-radius:8px;background:white}
.hrt-calculator-4[data-c4-planner] .c4-context [aria-pressed="true"]{background:var(--ink);color:white}
.hrt-calculator-4[data-c4-planner] .c4-primary-answers{display:grid;gap:16px;min-width:0}
.hrt-calculator-4[data-c4-planner] .c4-primary-answers>section{min-width:0;padding:16px;background:var(--paper);border:1px solid var(--line);border-radius:10px}
.hrt-calculator-4[data-c4-planner] .c4-primary-answers h3{margin:0 0 12px}
.hrt-calculator-4[data-c4-planner] .c4-primary-answers h4{font-size:1rem;margin-top:16px}
.hrt-calculator-4[data-c4-planner] .c4-primary-answers p:last-child{margin-bottom:0}
.hrt-calculator-4[data-c4-planner] .c4-payment-split{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 12px}
.hrt-calculator-4[data-c4-planner] .c4-payment-split>.metric{padding:8px 0}
.hrt-calculator-4[data-c4-planner] .c4-payment-split>.metric:first-child{grid-column:1/-1}
.hrt-calculator-4[data-c4-planner] .c4-payment-split dd{font-size:1.05rem}
.hrt-calculator-4[data-c4-planner] .c4-orientation{padding:16px}
.hrt-calculator-4[data-c4-planner] .c4-orientation-finding{font-size:1rem}
.hrt-calculator-4[data-c4-planner] .c4-orientation [data-c4-orientation-following]{margin-top:12px;padding-left:12px}
.hrt-calculator-4[data-c4-planner] .c4-orientation [data-c4-orientation-continuation]{margin-top:16px}
.hrt-calculator-4[data-c4-planner] .c4-orientation [data-c4-orientation-continuation]>section{padding:8px 0;border-top:1px solid var(--line)}
.hrt-calculator-4[data-c4-planner] .c4-supporting-grid{display:grid;gap:0 20px}
.hrt-calculator-4[data-c4-planner] .c4-supporting-grid>.answer{padding:16px 0}
.hrt-calculator-4[data-c4-planner] .c4-supporting-grid h3{margin-top:0}
.hrt-calculator-4[data-c4-planner] .qualification{padding:10px 12px}
.hrt-calculator-4[data-c4-planner] .scenario{padding-top:16px;margin-top:24px}
.hrt-calculator-4[data-c4-planner] .scenario>details{margin:0;border-top:0}
.hrt-calculator-4[data-c4-planner] .c4-assumption-list{padding-left:22px}
.hrt-calculator-4[data-c4-planner] .c4-assumption-list li{margin-bottom:8px}
.hrt-calculator-4[data-c4-planner] .c4-change-examples{padding-left:22px}
.hrt-calculator-4[data-c4-planner] .c4-change-examples li{margin:6px 0}
.hrt-calculator-4[data-c4-planner] .actions .primary{font-size:1.05rem;padding:12px 22px}
.hrt-calculator-4[data-c4-planner] .c4-confirm{display:block;background:var(--paper);border:2px solid var(--teal);border-radius:16px;padding:16px}
.hrt-calculator-4[data-c4-planner] .c4-confirm>div{width:min(100%,480px);margin-inline:auto;background:var(--paper);color:var(--ink);padding:16px}
@media(min-width:900px){
.hrt-calculator-4[data-c4-planner] .c4-primary-answers{grid-template-columns:repeat(3,minmax(0,1fr))}
.hrt-calculator-4[data-c4-planner] .c4-supporting-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
}

/* Final refinement: Calculator #5 visual language, retained Calculator #4 layout. */
.hrt-calculator-4[data-c4-planner] h1,.hrt-calculator-4[data-c4-planner] h2,.hrt-calculator-4[data-c4-planner] h3,.hrt-calculator-4[data-c4-planner] h4{color:var(--ink)}
.hrt-calculator-4[data-c4-planner] h3{font-size:21px;line-height:1.35}
.hrt-calculator-4[data-c4-planner] .eyebrow{color:var(--ink)}
.hrt-calculator-4[data-c4-planner] input,.hrt-calculator-4[data-c4-planner] select{border-radius:9px}
.hrt-calculator-4[data-c4-planner] button{border-radius:10px}
.hrt-calculator-4[data-c4-planner] .primary{min-height:56px}
.hrt-calculator-4[data-c4-planner] .flow{padding:var(--c4-flow-padding);box-shadow:none}
.hrt-calculator-4[data-c4-planner] .c4-orientation{padding:0;background:transparent;border:0;border-radius:0}
.hrt-calculator-4[data-c4-planner] .c4-primary-answers>section{padding:16px;background:#fff;border:1px solid var(--line);border-radius:16px}
.hrt-calculator-4[data-c4-planner] .c4-supporting-grid{gap:16px;margin:16px 0}
.hrt-calculator-4[data-c4-planner] .c4-supporting-grid>.answer{background:#fff;border:1px solid var(--line);border-radius:16px;padding:16px}
.hrt-calculator-4[data-c4-planner] [data-c4-result-explanations],.hrt-calculator-4[data-c4-planner] #c4-result-details>details,.hrt-calculator-4[data-c4-planner] .scenario>details{background:#fff;border:1px solid var(--line);border-radius:16px;padding:8px 16px;margin:16px 0}
.hrt-calculator-4[data-c4-planner] .scenario{border:0;margin-top:16px;padding-top:0}
.hrt-calculator-4[data-c4-planner] details details{background:transparent;border-radius:0;box-shadow:none}
.hrt-calculator-4[data-c4-planner] .qualification,.hrt-calculator-4[data-c4-planner] .boundary{color:var(--ink);border-left:3px solid var(--yellow)}
.hrt-calculator-4[data-c4-planner] .c4-ui-icon{display:inline-block;width:18px;height:18px;margin-right:8px;vertical-align:-2px;color:var(--ink);flex-shrink:0}
.hrt-calculator-4[data-c4-planner] .c4-verification-link{display:block;margin:10px 0 0}
.hrt-calculator-4[data-c4-planner] .c4-verification-link a{display:inline-block;min-height:48px;padding:12px 0;text-decoration:underline;text-underline-offset:3px}
.hrt-calculator-4[data-c4-planner] #c4-heading:focus,.hrt-calculator-4[data-c4-planner] #c4-supporting-results:focus,.hrt-calculator-4[data-c4-planner] #c4-result-details:focus,.hrt-calculator-4[data-c4-planner] .scenario h2[tabindex="-1"]:focus{border-radius:4px;box-shadow:inset 3px 0 var(--teal);background:var(--paper)}
.hrt-calculator-4[data-c4-planner] #c4-heading:focus:not(:focus-visible),.hrt-calculator-4[data-c4-planner] #c4-supporting-results:focus:not(:focus-visible),.hrt-calculator-4[data-c4-planner] #c4-result-details:focus:not(:focus-visible),.hrt-calculator-4[data-c4-planner] .scenario h2[tabindex="-1"]:focus:not(:focus-visible){outline:none}
.hrt-calculator-4[data-c4-planner] :focus-visible{outline:3px solid var(--focus);outline-offset:3px}
.hrt-calculator-4[data-c4-planner] #c4-heading:focus-visible,.hrt-calculator-4[data-c4-planner] #c4-supporting-results:focus-visible,.hrt-calculator-4[data-c4-planner] #c4-result-details:focus-visible,.hrt-calculator-4[data-c4-planner] .scenario h2[tabindex="-1"]:focus-visible{outline:2px solid var(--focus);outline-offset:4px}
@media(forced-colors:active){
.hrt-calculator-4[data-c4-planner] #c4-heading:focus,.hrt-calculator-4[data-c4-planner] #c4-supporting-results:focus,.hrt-calculator-4[data-c4-planner] #c4-result-details:focus,.hrt-calculator-4[data-c4-planner] .scenario h2[tabindex="-1"]:focus{outline:2px solid CanvasText;outline-offset:4px;box-shadow:none}
.hrt-calculator-4[data-c4-planner] :focus-visible{outline-color:Highlight;box-shadow:none}
}

/* Final owner polish: shared horizontal alignment and semantic explanation lists. */
.hrt-calculator-4[data-c4-planner] #c4-main{--c4-flow-padding:clamp(16px,3vw,25px)}
.hrt-calculator-4[data-c4-planner] .c4-restart-actions,.hrt-calculator-4[data-c4-planner] .c4-privacy{padding-inline:calc(var(--c4-flow-padding) + 1px)}
.hrt-calculator-4[data-c4-planner] .c4-privacy{max-width:calc(72ch + var(--c4-flow-padding) + var(--c4-flow-padding) + 2px)}
.hrt-calculator-4[data-c4-planner] .c4-projection-disclaimer{padding-inline:17px;max-width:calc(72ch + 34px)}
.hrt-calculator-4[data-c4-planner] .c4-explanation-list{margin:0 0 16px;padding-inline-start:22px}
.hrt-calculator-4[data-c4-planner] .c4-explanation-list>li+li{margin-top:6px}
.hrt-calculator-4[data-c4-planner] .c4-monthly-estimates{color:var(--muted);font-size:.9375rem;line-height:1.6;margin:0 0 24px}

/* Important months share one inset treatment across the existing tables. */
.hrt-calculator-4[data-c4-planner] .c4-important-moments{margin:24px 0;padding:0 0 20px;border-bottom:1px solid var(--line)}
.hrt-calculator-4[data-c4-planner] .c4-important-moments h3{margin-top:0}
.hrt-calculator-4[data-c4-planner] .c4-moment-list{padding-left:24px;margin:16px 0}
.hrt-calculator-4[data-c4-planner] .c4-moment-list>li{margin:0 0 16px}
.hrt-calculator-4[data-c4-planner] .c4-moment-list ul{padding-left:20px;margin:4px 0}
.hrt-calculator-4[data-c4-planner] .c4-moment-list ul li{margin:4px 0}
.hrt-calculator-4[data-c4-planner] .c4-event-row{--c4-event-edge:#0f766e;--c4-event-tint:#f0fdfa}
.hrt-calculator-4[data-c4-planner] .c4-event-amber{--c4-event-edge:#b45309;--c4-event-tint:#fffbeb}
.hrt-calculator-4[data-c4-planner] .c4-event-payoff{--c4-event-edge:#0f2d4a;--c4-event-tint:#edf8f7}
.hrt-calculator-4[data-c4-planner] .c4-event-row>th,.hrt-calculator-4[data-c4-planner] .c4-event-row>td{background:var(--c4-event-tint);box-shadow:inset 0 1px var(--c4-event-edge),inset 0 -1px var(--c4-event-edge)}
.hrt-calculator-4[data-c4-planner] .c4-event-row>:first-child{box-shadow:inset 2px 0 var(--c4-event-edge),inset 0 1px var(--c4-event-edge),inset 0 -1px var(--c4-event-edge)}
.hrt-calculator-4[data-c4-planner] .c4-event-row>:last-child{box-shadow:inset -2px 0 var(--c4-event-edge),inset 0 1px var(--c4-event-edge),inset 0 -1px var(--c4-event-edge)}
.hrt-calculator-4[data-c4-planner] .c4-row-moment{display:block;max-width:30ch;margin-top:6px;font-size:.8125rem;font-weight:400;line-height:1.5;color:var(--ink)}
.hrt-calculator-4[data-c4-planner] .c4-row-moment strong{font-weight:650}

/* Beauty with a Brain v1.0: bounded presentation; no financial/state changes. */
.hrt-calculator-4[data-c4-planner]{font-family:Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif}
.hrt-calculator-4[data-c4-planner] .c4-orientation{container-type:inline-size}
.hrt-calculator-4[data-c4-planner] .c4-primary-answers{grid-template-columns:1fr;gap:0;align-items:start;border:1px solid var(--line);border-radius:16px;background:#fff;overflow:hidden}
.hrt-calculator-4[data-c4-planner] .c4-primary-answers>section{border:0;border-radius:0;padding:16px;background:transparent}
.hrt-calculator-4[data-c4-planner] .c4-primary-answers>section+section{border-top:1px solid var(--line)}
.hrt-calculator-4[data-c4-planner] .c4-primary-answers h3{font-size:1.125rem;line-height:1.4;margin:0 0 10px}
.hrt-calculator-4[data-c4-planner] .c4-key-figure{font-size:1.625rem;font-weight:750;line-height:1.3;font-variant-numeric:tabular-nums;margin:0 0 8px}
.hrt-calculator-4[data-c4-planner] .c4-key-figure span{font-size:.9375rem;font-weight:500;display:block;margin-top:4px}
.hrt-calculator-4[data-c4-planner] .c4-primary-answers p{margin-bottom:10px;line-height:1.5}
.hrt-calculator-4[data-c4-planner] .c4-primary-answers .muted{font-size:.875rem}
.hrt-calculator-4[data-c4-planner] .c4-answer-support{font-size:.9375rem}
.hrt-calculator-4[data-c4-planner] .c4-following-change{border-inline-start:2px solid #0f766e;padding-inline-start:10px}
@container (min-width:55rem){
.hrt-calculator-4[data-c4-planner] .c4-primary-answers{grid-template-columns:repeat(3,minmax(0,1fr))}
.hrt-calculator-4[data-c4-planner] .c4-primary-answers>section+section{border-top:0;border-inline-start:1px solid var(--line)}
}
.hrt-calculator-4[data-c4-planner] .c4-allowance-strip{margin-top:16px;padding:16px;border:1px solid #b45309;border-inline-start:4px solid var(--yellow);border-radius:12px;background:#fffbeb}
.hrt-calculator-4[data-c4-planner] .c4-allowance-strip h3{margin:0 0 8px;font-size:1.25rem}
.hrt-calculator-4[data-c4-planner] .c4-allowance-strip p{margin-bottom:8px}
.hrt-calculator-4[data-c4-planner] .c4-allowance-insight{font-size:1.125rem}
.hrt-calculator-4[data-c4-planner] .c4-allowance-caution{font-size:.9375rem;line-height:1.5}
.hrt-calculator-4[data-c4-planner] .c4-allowance-strip>a{display:inline-flex;align-items:center;min-height:44px;padding:8px 0;text-decoration:underline;text-underline-offset:3px}
.hrt-calculator-4[data-c4-planner] .c4-allowance-strip>button{display:block;margin-top:8px}
.hrt-calculator-4[data-c4-planner] .c4-important-moments{border:1px solid var(--line);border-inline-start:3px solid #0f766e;border-radius:12px;background:#fff;padding:16px;margin:16px 0}
.hrt-calculator-4[data-c4-planner] .c4-important-moments h3{margin:0 0 8px}
.hrt-calculator-4[data-c4-planner] .c4-moment-list{list-style:none;padding:0;margin-bottom:0}
.hrt-calculator-4[data-c4-planner] .c4-moment-list>li{padding-inline-start:12px;border-inline-start:2px solid var(--line)}
.hrt-calculator-4[data-c4-planner] .c4-moment-list ul{list-style:disc}
.hrt-calculator-4[data-c4-planner] .c4-journey-details{margin:20px 0}
.hrt-calculator-4[data-c4-planner] .c4-journey-details>section{padding:16px 0;border-top:1px solid var(--line)}
.hrt-calculator-4[data-c4-planner] .c4-journey-details h3{margin:0 0 12px}
.hrt-calculator-4[data-c4-planner] .c4-journey-details h4{margin:0 0 8px}
.hrt-calculator-4[data-c4-planner] .c4-allowance-details{margin:16px 0;padding:16px;border:1px solid var(--line);border-radius:12px}
.hrt-calculator-4[data-c4-planner] .c4-allowance-details h3{margin-top:0}
.hrt-calculator-4[data-c4-planner] .c4-review-groups{display:grid;gap:16px;margin:20px 0}
.hrt-calculator-4[data-c4-planner] .c4-review-group{min-width:0;border:1px solid var(--line);border-radius:12px;background:#fff;overflow:hidden}
.hrt-calculator-4[data-c4-planner] .c4-review-group>header{display:flex;align-items:center;gap:10px;padding:12px 16px;background:#f0fdfa;border-bottom:1px solid var(--line);border-inline-start:3px solid #0f766e}
.hrt-calculator-4[data-c4-planner] .c4-review-group h3{margin:0;flex:1 1 180px;min-width:0;font-size:1.25rem}
.hrt-calculator-4[data-c4-planner] .c4-review-group>header>button{min-height:44px;font-size:.875rem;padding:8px 12px;flex:0 1 auto;border-color:#0f766e}
.hrt-calculator-4[data-c4-planner] .c4-review-body{padding:4px 16px 16px;min-width:0}
.hrt-calculator-4[data-c4-planner] .c4-review-body .review .metric{padding:12px 0}
.hrt-calculator-4[data-c4-planner] .c4-review-body .review dd{font-weight:700;color:var(--ink)}
.hrt-calculator-4[data-c4-planner] .c4-review-owner{margin-top:12px}
.hrt-calculator-4[data-c4-planner] .c4-review-owner h4{margin:12px 0 0}
.hrt-calculator-4[data-c4-planner] .c4-review-owner+.c4-review-owner{border-top:1px solid var(--line);padding-top:12px}
.hrt-calculator-4[data-c4-planner] .c4-ledger{min-width:0;margin-bottom:24px}
.hrt-calculator-4[data-c4-planner] input.c4-sticky-toggle{vertical-align:middle;accent-color:#0f766e}
.hrt-calculator-4[data-c4-planner] .c4-sticky-label{display:inline-flex;align-items:center;min-height:44px;vertical-align:middle;margin-bottom:8px}
.hrt-calculator-4[data-c4-planner] .table-scroll{container-type:inline-size;isolation:isolate}
.hrt-calculator-4[data-c4-planner] .table-scroll table{table-layout:fixed;border-collapse:separate;border-spacing:0;font-size:.875rem;font-variant-numeric:tabular-nums}
.hrt-calculator-4[data-c4-planner] .table-scroll th,.hrt-calculator-4[data-c4-planner] .table-scroll td{padding:10px 8px;background:#fff}
.hrt-calculator-4[data-c4-planner] .table-scroll td,.hrt-calculator-4[data-c4-planner] .table-scroll thead th:not(:first-child){text-align:center;overflow-wrap:anywhere}
.hrt-calculator-4[data-c4-planner] .table-scroll thead th{background:#F8FAFC}
.hrt-calculator-4[data-c4-planner] .table-scroll .c4-month-column{width:7.5rem}
.hrt-calculator-4[data-c4-planner] .table-scroll .c4-event-row>th,.hrt-calculator-4[data-c4-planner] .table-scroll .c4-event-row>td{background:var(--c4-event-tint)}
.hrt-calculator-4[data-c4-planner] .c4-row-moment{font-size:.875rem;line-height:1.45;font-weight:600;max-width:none}
.hrt-calculator-4[data-c4-planner] .c4-sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.hrt-calculator-4[data-c4-planner] .table-scroll:focus-visible{outline-offset:-3px}
@supports (width:1cqw){
.hrt-calculator-4[data-c4-planner] .table-scroll .c4-month-column{width:min(9rem,40cqw)}
.hrt-calculator-4[data-c4-planner] .table-scroll col:not(:first-child){width:var(--c4-data-width)}
.hrt-calculator-4[data-c4-planner] .c4-sticky-toggle:checked~.table-scroll tr>:first-child{position:sticky;inset-inline-start:0;z-index:1;border-inline-end:1px solid #64748B}
.hrt-calculator-4[data-c4-planner] .c4-sticky-toggle:checked~.table-scroll thead tr>:first-child{z-index:2}
}

.hrt-calculator-4[data-c4-planner] .c4-compact-payment{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,max(8rem,calc(50% - 6px))),1fr));gap:8px 12px;margin-bottom:12px}
.hrt-calculator-4[data-c4-planner] .c4-compact-payment>div{min-width:0}
.hrt-calculator-4[data-c4-planner] .c4-compact-payment dt{font-size:.875rem;color:var(--muted)}
.hrt-calculator-4[data-c4-planner] .c4-compact-payment dd{margin:0;font-variant-numeric:tabular-nums;overflow-wrap:anywhere}
.hrt-calculator-4[data-c4-planner] .c4-compact-payment .c4-cash-answer{grid-column:1/-1}
.hrt-calculator-4[data-c4-planner] .c4-cash-answer>dt{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap}
.hrt-calculator-4[data-c4-planner] .c4-cash-answer .c4-key-figure span{display:inline-block;font-size:.875rem;margin-inline-start:4px}

.hrt-calculator-4[data-c4-planner]{font-size:1rem}
.hrt-calculator-4[data-c4-planner] h3{font-size:1.3125rem}
.hrt-calculator-4[data-c4-planner] h2{font-size:clamp(1.5rem,3vw,1.75rem)}
.hrt-calculator-4[data-c4-planner] .table-scroll table{min-width:max(740px,46.25rem)}
.hrt-calculator-4[data-c4-planner] .table-scroll tbody th{overflow-wrap:anywhere}

@supports (width:1cqw){
.hrt-calculator-4[data-c4-planner] .table-scroll caption{width:100cqw;position:sticky;inset-inline-start:0}
}

/* Bound every data column to the visible space beside Month, including the last. */
@supports (width:1cqw){
.hrt-calculator-4[data-c4-planner] .c4-ledger .table-scroll table{--c4-month-width:min(9rem,40cqw);--c4-data-width:min(calc(100cqw - var(--c4-month-width) - 2px),11rem);width:max(100%,calc(var(--c4-month-width) + var(--c4-data-columns)*var(--c4-data-width)));min-width:0}
}